Buyer FAQs
Can foreigners buy property in Bali?
Yes, foreigners can buy property in Bali, but there are specific legal structures to follow. Common options include long-term leasehold agreements, Hak Pakai (Right to Use), or through an Indonesian nominee structure.
What’s the difference between freehold and leasehold property?
Freehold means the buyer owns the land and property outright (available only to Indonesian citizens). Leasehold allows foreigners to lease property for a set period, typically 25–99 years, with renewal options.
How long can a leasehold agreement last?
Leasehold terms vary, but most leases range from 25 to 99 years. Many leases offer extensions at the end of the term, which should be clearly stated in the agreement.
What’s the process for buying property in Bali?
The process includes finding a property, conducting due diligence, drafting a legal agreement, and signing in front of a notary. Working with an experienced consultant is advised to ensure compliance with local laws.
Are there any restrictions on property usage for foreigners?
Foreign-owned properties with Hak Pakai status are intended for residential use. Commercial activities may require additional permits. Consulting a local expert is recommended to clarify usage rights.
Do I need an Indonesian partner to buy property?
Not necessarily. Foreigners can use structures like Hak Pakai or long-term leases to secure property without needing an Indonesian partner.
What are the typical costs associated with buying property?
Costs include a 5% notary fee, a 5% government property tax, legal fees, and any agent or consulting fees. Additional costs may arise depending on the type and location of the property.
How secure is a leasehold property?
Leaseholds in Bali are generally secure if all legal documents are in order. It’s crucial to work with a reputable notary and legal team to ensure the lease is binding and clear.
Can foreigners get a mortgage to buy property in Bali?
Foreigners typically cannot obtain mortgages from Indonesian banks, so property purchases are usually made in cash or through financing outside Indonesia.
Is buying property in Bali a good investment?
Bali’s tourism and development make it attractive for investment. However, success depends on the property type, location, and adherence to legal structures. Working with a local consultant helps maximize investment potential.
Is Bali suitable for long-term living or retirement?
Bali offers a wide range of lifestyle options for long-term living, including established communities, access to healthcare, domestic support services, and diverse residential environments. Suitability depends on personal preferences, health considerations, and long-term planning — which we help clients assess carefully.
Can property in Bali be structured for long-term personal use rather than investment?
Yes. Many clients acquire property primarily for personal or long-term living rather than rental yield. Legal structure, zoning, and usage rights are key considerations, and we guide clients through the appropriate setup based on intended use.
Do you assist clients planning a long-term move rather than a short stay?
Absolutely. We work with clients at all stages of relocation — from early exploration through to long-term settlement — ensuring each decision supports comfort, compliance, and continuity.